success-fist-pump-scaled

Alternative Risk Transfer Programs

Build Custom, Non-Insurance Risk Programs — Without Giving Up Control

When traditional insurance models don’t fit, All Shield helps you design self-funded, hybrid, or cooperative risk programs that protect revenue and power customer loyalty. From smart service plans to shared risk pools, we deliver white-labeled, audit-ready infrastructure for modern protection models — with no carrier dependency.

Launch your own ART structure in under 45 days, fully backed by regulatory and claims compliance.

Why Enterprises Choose Alternative Risk Transfer

Our bespoke team works side-by-side with your product, compliance, and legal teams to craft programs that match your business model — not the other way around.

Our ART Program Capabilities

Self-Funded-Protection-Programs

Self-Funded Protection Programs

Run your own protection model — with no insurance license required. Ideal for:

  • Service plans with capped liability
  • Retention-backed product warranties
  • Deferred claims programs for subscription businesses

All Shield Advantage: We manage claims flows, eligibility engines, and compliance disclosures on your behalf.

Risk-Pools & Co-Operative-Models

Risk Pools & Co-Operative Models

Build a shared-risk ecosystem with multiple vendors or partners. Examples include:

  • Dealer or franchise networks pooling exposure
  • Regional utilities or telcos offering shared service protection
  • Industry associations protecting members with unified terms

Administration Includes: Member onboarding, pooled claim logic, fund tracking, and compliance reporting.

Hybrid Warranty + ART Models

Hybrid Warranty + ART Models

Mix traditional warranty features with ART-backed risk. Common applications:

  • Extended warranties with self-funded tiers
  • IoT-enabled service triggers for replacement
  • Multi-vertical platforms bundling protection into checkout flows

Popular With: PropTech, mobility startups, home automation platforms, and eCom checkout providers.

Captive & Reinsurance Support

Captive & Reinsurance Support

For enterprises scaling their ART model, we offer:

  • Setup support for captive programs
  • Compliance documentation and claim audits

Integration with third-party reinsurers or retroactive coverage options

Use Cases by Industry

Use Cases by Industry

Sector

ART Use Case

Subscription Commerce

Device or appliance swap plans

Agriculture Co-Ops

Shared yield or equipment protection pools

Telecom / Utilities

Self-funded service guarantees

Financial Services

Hybrid payment protection plans

Retail Ecosystems

Product protection plans with loyalty rewards

Compliance, Built In

Compliance, Built In

  • FSRA, PIPEDA & Quebec Bill 64 Compliant
  • Transparent policy documentation & disclosure flows
  • Audit-ready logs for claims and financial governance
  • Support for bilingual administration across Canada

Ready to Build a Non-Insurance Risk Program?

Whether you’re launching a protection subscription, forming a risk pool, or want to ditch traditional carriers, All Shield will help you design, build, and scale your own category of protection.

F.A.Q

How long does it take to launch a new insurance program with All Shield?

Most partners go live in 30–45 days, with full licensing, compliance, and digital infrastructure built in.

Yes. We deliver fully white-labeled portals, contracts, and communications, so your brand stays front and center.

All Shield supports a wide range of insurance, including flood, liability, legal expense, cyber, IoT-linked, and parametric models.

Yes. Our programs are designed to be audit-ready and aligned with FSRA, PIPEDA, Quebec Bill 64, and FTC guidelines across North America.

We work with insurance carriers, MGAs, SaaS/fintech platforms, and vertical brands that want to launch or scale embedded protection products.

Absolutely. Our infrastructure is API-ready, enabling seamless deployment in apps, eCommerce flows, and fintech ecosystems.

What our clients say

From manufacturers and service networks to individual customers, our partners trust All Shield to deliver clarity, speed, and reliability. Here’s what some of them have to say about working with our team.

Ready to learn more? We’re here to help

Reach out to us today to discover how All Shield can provide you with the protection you deserve.

Contact Us Today