Closing the Value Gap on Totaled or Stolen Financed Assets
All Shield’s GAP-style Asset Value Protection ensures borrowers aren’t left paying out of pocket when financed assets are totaled, stolen, or damaged beyond repair. We bridge the shortfall between insurance payouts and the remaining loan or lease balance—white-labeled, embedded, and compliant.
Protect your customers, strengthen your portfolios—turn loss exposure into trust.
Protect borrowers from paying the difference when insurance payouts fall short of the loan or lease balance.
Use Case: Auto lenders seeking to reduce borrower defaults and negative equity risks.
Extend protection beyond passenger vehicles to cover financed recreational, fleet, or specialty equipment.
Use Case: Financial institutions serving diverse verticals with variable asset depreciation rates.
Accelerate payout accuracy and streamline claims through real-time valuation data and automated triggers.
Use Case: Institutions needing high-volume claims processing with regulatory audit-readiness.
Whether you’re serving direct, indirect, or commercial lending channels, All Shield’s Asset Value Protection program helps you deliver financial confidence, improve loan performance, and automate claims without expanding your ops team.
It covers the remaining loan balance when a financed asset is declared a total loss or stolen—bridging the gap between the borrower’s insurance payout and what they still owe.
Coverage applies to financed vehicles, recreational assets like RVs and boats, motorcycles, and commercial equipment.
Yes. All documentation, claims experiences, and customer touchpoints are white-labeled to match your brand.
Absolutely. Our protection framework is aligned with FSRA, PIPEDA, Quebec Bill 64, and FTC guidelines for full cross-border compliance.
From manufacturers and service networks to individual customers, our partners trust All Shield to deliver clarity, speed, and reliability. Here’s what some of them have to say about working with our team.
“Claims used to be the worst part of our customer experience. Since switching, especially for smaller-ticket items, the process is quick and our customers are happier.”
“All Shield simplified our warranty admin overnight. The team handled onboarding, and the communication with customers has been noticeably calmer and clearer.”
“Working with All Shield gave us confidence the moment we started. Their specialists know the space, and they made a complex program feel straightforward.”
“Claims used to be the worst part of our customer experience. Since switching, especially for smaller-ticket items, the process is quick and our customers are happier.”
Reach out to us today to discover how All Shield can provide you with the protection you deserve.